Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
GH₵ 2,908
Social Security
- GH₵ 160
Total tax
- GH₵ 160
Net pay
* GH₵ 2,748
Marginal tax rate
5.5%
Average tax rate
5.5%
94.5%
Net pay
5.5%
Total tax
Total tax
Net pay
The Taxberg
GH₵ 2,748
Net pay
GH₵ 378
Tax the employer pays
GH₵ 160
Tax you pay
Total tax paid
GH₵ 538
Did you know your employer also pays tax on your salary? It costs the employer GH₵ 378 to pay you GH₵ 2,908. In other words, every time you spend GH₵ 10 of your hard-earned money, GH₵ 1.85 goes to the government.
Real tax rate
16.4%
So, with you and the employer both paying tax, what used to be a 5.5% tax rate now rises to 16.4%, meaning your real tax rate is actually 10.9% higher than what it seemed at first.
Summary
If you make GH₵ 2,908 a year living in Ghana, you will be taxed GH₵ 160. That means that your net pay will be GH₵ 2,748 per year, or GH₵ 229 per month. Your average tax rate is 5.5% and your marginal tax rate is 5.5%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of GH₵ 100 in your salary will be taxed GH₵ 5.50, hence, your net pay will only increase by GH₵ 94.50.
Bonus Example
A GH₵ 1,000 bonus will generate an extra GH₵ 945 of net incomes. A GH₵ 5,000 bonus will generate an extra GH₵ 4,725 of net incomes.
North America
Country 
Net pay
Average tax
Rank
Canada
GHS 2862
1.6%
1
USA
GHS 2656
8.7%
2
Africa
Country 
Net pay
Average tax
Rank
South Africa
GHS 2879
1.0%
1
Uganda
GHS 2763
5.0%
2
Ghana
GHS 2748
5.5%
3
Zambia
GHS 2734
6.0%
4
Morocco
GHS 2712
6.7%
5
Ivory Coast
GHS 2690
7.5%
6
Senegal
GHS 2634
9.4%
7
Angola
GHS 2565
11.8%
8
Cameroon
GHS 2454
15.6%
9
Nigeria
GHS 2414
17.0%
10
Mozambique
GHS 2393
17.7%
11
Kenya
GHS 2365
18.7%
12
Show more
NOTE* Withholding is calculated based on the tables of Ghana, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.