Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
GH₵ 90,000
Income Tax
- GH₵ 16,970
Social Security
- GH₵ 4,950
Total tax
- GH₵ 21,920
Net pay
* GH₵ 68,081
Marginal tax rate
29.1%
Average tax rate
24.4%
75.6%
Net pay
24.4%
Total tax
Total tax
Net pay
The Taxberg
GH₵ 68,081
Net pay
GH₵ 11,700
Tax the employer pays
GH₵ 21,920
Tax you pay
Total tax paid
GH₵ 33,620
Did you know your employer also pays tax on your salary? It costs the employer GH₵ 11,700 to pay you GH₵ 90,000. In other words, every time you spend GH₵ 10 of your hard-earned money, GH₵ 3.74 goes to the government.
Real tax rate
33.1%
So, with you and the employer both paying tax, what used to be a 24.4% tax rate now rises to 33.1%, meaning your real tax rate is actually 8.7% higher than what it seemed at first.
Summary
If you make GH₵ 90,000 a year living in Ghana, you will be taxed GH₵ 21,920. That means that your net pay will be GH₵ 68,081 per year, or GH₵ 5,673 per month. Your average tax rate is 24.4% and your marginal tax rate is 29.1%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of GH₵ 100 in your salary will be taxed GH₵ 29.13, hence, your net pay will only increase by GH₵ 70.87.
Bonus Example
A GH₵ 1,000 bonus will generate an extra GH₵ 709 of net incomes. A GH₵ 5,000 bonus will generate an extra GH₵ 3,544 of net incomes.
Europe
Country 
Net pay
Average tax
Rank
United Kingdom
GHS 90000
0.0%
1
Austria
GHS 90000
0.0%
2
Ireland
GHS 90000
0.0%
3
Norway
GHS 90000
0.0%
4
Germany
GHS 86435
4.0%
5
Spain
GHS 84285
6.4%
6
Switzerland
GHS 83435
7.3%
7
Italy
GHS 81729
9.2%
8
France
GHS 81270
9.7%
9
Czech Republic
GHS 80100
11.0%
10
Luxembourg
GHS 80055
11.1%
11
Russia
GHS 78300
13.0%
12
Hungary
GHS 73350
18.5%
13
Sweden
GHS 72657
19.3%
14
Ukraine
GHS 72450
19.5%
15
Poland
GHS 70671
21.5%
16
Greece
GHS 70336
21.9%
17
Portugal
GHS 67005
25.6%
18
Finland
GHS 62325
30.8%
19
Belgium
GHS 61200
32.0%
20
Denmark
GHS 59560
33.8%
21
Netherlands
GHS 56630
37.1%
22
Romania
GHS 52650
41.5%
23
Show more
North America
Country 
Net pay
Average tax
Rank
USA
GHS 82205
8.7%
1
Canada
GHS 72546
19.4%
2
Asia / Pacific
Country 
Net pay
Average tax
Rank
Australia
GHS 90000
0.0%
1
Hong Kong
GHS 90000
0.0%
2
Pakistan
GHS 86517
3.9%
3
Thailand
GHS 85006
5.6%
4
Philippines
GHS 83149
7.6%
5
Taiwan
GHS 82034
8.9%
6
Indonesia
GHS 80316
10.8%
7
Singapore
GHS 80132
11.0%
8
South Korea
GHS 79750
11.4%
9
Malaysia
GHS 79391
11.8%
10
New Zealand
GHS 79299
11.9%
11
India
GHS 79200
12.0%
12
Vietnam
GHS 74216
17.5%
13
Japan
GHS 73133
18.7%
14
Kazakhstan
GHS 71280
20.8%
15
China
GHS 67658
24.8%
16
Show more
Latin America
Country 
Net pay
Average tax
Rank
Colombia
GHS 85140
7.8%
1
Puerto Rico
GHS 82845
8.0%
2
Ecuador
GHS 81495
9.5%
3
Guatemala
GHS 81370
9.6%
4
Brazil
GHS 81008
10.0%
5
Mexico
GHS 80668
10.4%
6
Costa Rica
GHS 80550
10.5%
7
Panama
GHS 80100
11.0%
8
Peru
GHS 78750
12.5%
9
Chile
GHS 74160
17.6%
10
Uruguay
GHS 71910
20.1%
11
Argentina
GHS 58386
35.1%
12
Show more
Africa
Country 
Net pay
Average tax
Rank
South Africa
GHS 87786
2.5%
1
Morocco
GHS 80284
10.8%
2
Cameroon
GHS 73550
18.3%
3
Ivory Coast
GHS 72855
19.1%
4
Mozambique
GHS 71853
20.2%
5
Kenya
GHS 71809
20.2%
6
Ghana
GHS 68081
24.4%
7
Angola
GHS 67827
24.6%
8
Zambia
GHS 64441
28.4%
9
Senegal
GHS 63381
29.6%
10
Uganda
GHS 63302
29.7%
11
Nigeria
GHS 63248
29.7%
12
Show more
NOTE* Withholding is calculated based on the tables of Ghana, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.