Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
GH₵ 2,097
Social Security
- GH₵ 115
Total tax
- GH₵ 115
Net pay
* GH₵ 1,982
Marginal tax rate
5.5%
Average tax rate
5.5%
94.5%
Net pay
5.5%
Total tax
Total tax
Net pay
The Taxberg
GH₵ 1,982
Net pay
GH₵ 273
Tax the employer pays
GH₵ 115
Tax you pay
Total tax paid
GH₵ 388
Did you know your employer also pays tax on your salary? It costs the employer GH₵ 273 to pay you GH₵ 2,097. In other words, every time you spend GH₵ 10 of your hard-earned money, GH₵ 1.85 goes to the government.
Real tax rate
16.4%
So, with you and the employer both paying tax, what used to be a 5.5% tax rate now rises to 16.4%, meaning your real tax rate is actually 10.9% higher than what it seemed at first.
Summary
If you make GH₵ 2,097 a year living in Ghana, you will be taxed GH₵ 115. That means that your net pay will be GH₵ 1,982 per year, or GH₵ 165 per month. Your average tax rate is 5.5% and your marginal tax rate is 5.5%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of GH₵ 100 in your salary will be taxed GH₵ 5.50, hence, your net pay will only increase by GH₵ 94.50.
Bonus Example
A GH₵ 1,000 bonus will generate an extra GH₵ 945 of net incomes. A GH₵ 5,000 bonus will generate an extra GH₵ 4,725 of net incomes.
Compare average tax
Europe
Country 
Net pay
Average tax
Rank
United Kingdom
GHS 2097
0.0%
1
Germany
GHS 2097
0.0%
2
Austria
GHS 2097
0.0%
3
Ireland
GHS 2097
0.0%
4
Sweden
GHS 2097
0.0%
5
Norway
GHS 2097
0.0%
6
Spain
GHS 1964
6.4%
7
Italy
GHS 1904
9.2%
8
France
GHS 1894
9.7%
9
Czech Republic
GHS 1866
11.0%
10
Luxembourg
GHS 1865
11.1%
11
Russia
GHS 1824
13.0%
12
Hungary
GHS 1709
18.5%
13
Ukraine
GHS 1688
19.5%
14
Poland
GHS 1647
21.5%
15
Greece
GHS 1639
21.9%
16
Portugal
GHS 1561
25.6%
17
Switzerland
GHS 1521
27.5%
18
Finland
GHS 1452
30.8%
19
Belgium
GHS 1426
32.0%
20
Netherlands
GHS 1321
37.0%
21
Romania
GHS 1227
41.5%
22
Denmark
GHS 0
100.0%
23
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North America
Country 
Net pay
Average tax
Rank
Canada
GHS 2064
1.6%
1
USA
GHS 1915
8.7%
2
Asia / Pacific
Country 
Net pay
Average tax
Rank
Australia
GHS 2097
0.0%
1
Singapore
GHS 2097
0.0%
2
Hong Kong
GHS 2097
0.0%
3
Thailand
GHS 1992
5.0%
4
Pakistan
GHS 1920
8.4%
5
Indonesia
GHS 1912
8.8%
6
Taiwan
GHS 1911
8.9%
7
South Korea
GHS 1873
10.7%
8
New Zealand
GHS 1848
11.9%
9
India
GHS 1845
12.0%
10
China
GHS 1821
13.2%
11
Malaysia
GHS 1787
14.8%
12
Vietnam
GHS 1783
15.0%
13
Japan
GHS 1704
18.7%
14
Kazakhstan
GHS 1661
20.8%
15
Philippines
GHS 1492
28.8%
16
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Latin America
Country 
Net pay
Average tax
Rank
Mexico
GHS 2047
2.4%
1
Brazil
GHS 1940
7.5%
2
Puerto Rico
GHS 1930
8.0%
3
Colombia
GHS 1929
8.0%
4
Ecuador
GHS 1899
9.5%
5
Guatemala
GHS 1896
9.6%
6
Costa Rica
GHS 1877
10.5%
7
Panama
GHS 1866
11.0%
8
Peru
GHS 1835
12.5%
9
Argentina
GHS 1741
17.0%
10
Chile
GHS 1728
17.6%
11
Uruguay
GHS 1717
18.1%
12
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Africa
Country 
Net pay
Average tax
Rank
South Africa
GHS 2076
1.0%
1
Uganda
GHS 1992
5.0%
2
Ghana
GHS 1982
5.5%
3
Zambia
GHS 1971
6.0%
4
Morocco
GHS 1956
6.7%
5
Ivory Coast
GHS 1940
7.5%
6
Senegal
GHS 1893
9.7%
7
Angola
GHS 1889
9.9%
8
Cameroon
GHS 1769
15.6%
9
Nigeria
GHS 1745
16.8%
10
Mozambique
GHS 1687
19.6%
11
Kenya
GHS 1565
25.4%
12
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Middle East
Country 
Net pay
Average tax
Rank
Egypt
GHS 2097
0.0%
1
Saudi Arabia
GHS 2097
0.0%
2
United Arab Emirates
GHS 1992
5.0%
3
Qatar
GHS 1992
5.0%
4
Lebanon
GHS 1937
7.7%
5
Bahrain
GHS 1929
8.0%
6
Oman
GHS 1929
8.0%
7
Kuwait
GHS 1866
11.0%
8
Israel
GHS 1821
13.2%
9
Turkey
GHS 1767
15.8%
10
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NOTE* Withholding is calculated based on the tables of Ghana, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.