Income tax calculator Ghana
Find out how much your salary is after tax
Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
GH₵ 20,544
Income Tax
- GH₵ 2,349
Social Security
- GH₵ 1,130
Total tax
- GH₵ 3,479
Net pay
*
GH₵ 17,065
Marginal tax rate
22.0%
Average tax rate
16.9%
83.1%
Net pay
16.9%
Total tax
Total tax
Net pay
The Taxberg
GH₵ 17,065
Net pay
GH₵ 2,671
Tax the employer pays
GH₵ 3,479
Tax you pay
Total tax paid
GH₵ 6,150
Did you know your employer also pays tax on your salary? It costs the employer GH₵ 2,671 to pay you GH₵ 20,544. In other words, every time you spend GH₵ 10 of your hard-earned money, GH₵ 2.99 goes to the government.
Real tax rate
26.5%
So, with you and the employer both paying tax, what used to be a 16.9% tax rate now rises to 26.5%, meaning your real tax rate is actually 9.6% higher than what it seemed at first.
Summary
If you make GH₵ 20,544 a year living in Ghana, you will be taxed GH₵ 3,479. That means that your net pay will be GH₵ 17,065 per year, or GH₵ 1,422 per month. Your average tax rate is 16.9% and your marginal tax rate is 22.0%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of GH₵ 100 in your salary will be taxed GH₵ 22.04, hence, your net pay will only increase by GH₵ 77.96.
Bonus Example
A GH₵ 1,000 bonus will generate an extra GH₵ 780 of net incomes. A GH₵ 5,000 bonus will generate an extra GH₵ 3,898 of net incomes.
Compare average tax
Europe
Country
Net pay
Average tax
Rank
United Kingdom
GHS 20544
0.0%
1
Germany
GHS 20544
0.0%
2
Austria
GHS 20544
0.0%
3
Ireland
GHS 20544
0.0%
4
Sweden
GHS 20544
0.0%
5
Norway
GHS 20544
0.0%
6
Spain
GHS 19239
6.4%
7
Switzerland
GHS 18702
9.0%
8
Italy
GHS 18656
9.2%
9
France
GHS 18551
9.7%
10
Czech Republic
GHS 18284
11.0%
11
Luxembourg
GHS 18274
11.1%
12
Russia
GHS 17873
13.0%
13
Hungary
GHS 16743
18.5%
14
Ukraine
GHS 16538
19.5%
15
Poland
GHS 16132
21.5%
16
Greece
GHS 16055
21.9%
17
Portugal
GHS 15295
25.6%
18
Finland
GHS 14227
30.8%
19
Belgium
GHS 13970
32.0%
20
Netherlands
GHS 12925
37.1%
21
Denmark
GHS 12831
37.5%
22
Romania
GHS 12018
41.5%
23
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North America
Country
Net pay
Average tax
Rank
Canada
GHS 19318
6.0%
1
USA
GHS 18765
8.7%
2
Asia / Pacific
Country
Net pay
Average tax
Rank
Australia
GHS 20544
0.0%
1
Singapore
GHS 20544
0.0%
2
Hong Kong
GHS 20544
0.0%
3
Pakistan
GHS 20367
0.9%
4
Thailand
GHS 19517
5.0%
5
Philippines
GHS 19019
7.4%
6
Indonesia
GHS 18815
8.4%
7
Taiwan
GHS 18726
8.9%
8
South Korea
GHS 18348
10.7%
9
New Zealand
GHS 18101
11.9%
10
India
GHS 18079
12.0%
11
Malaysia
GHS 18038
12.2%
12
China
GHS 17835
13.2%
13
Vietnam
GHS 17468
15.0%
14
Japan
GHS 16694
18.7%
15
Kazakhstan
GHS 16271
20.8%
16
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Latin America
Country
Net pay
Average tax
Rank
Mexico
GHS 20056
2.4%
1
Brazil
GHS 19003
7.5%
2
Puerto Rico
GHS 18911
8.0%
3
Colombia
GHS 18900
8.0%
4
Ecuador
GHS 18603
9.5%
5
Guatemala
GHS 18574
9.6%
6
Costa Rica
GHS 18387
10.5%
7
Panama
GHS 18284
11.0%
8
Peru
GHS 17976
12.5%
9
Argentina
GHS 17052
17.0%
10
Chile
GHS 16928
17.6%
11
Uruguay
GHS 16826
18.1%
12
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Africa
Country
Net pay
Average tax
Rank
South Africa
GHS 20339
1.0%
1
Zambia
GHS 19311
6.0%
2
Morocco
GHS 19159
6.7%
3
Ivory Coast
GHS 18415
10.4%
4
Uganda
GHS 18343
10.7%
5
Kenya
GHS 17948
12.6%
6
Senegal
GHS 17733
13.7%
7
Cameroon
GHS 17333
15.6%
8
Mozambique
GHS 17247
16.1%
9
Ghana
GHS 17065
16.9%
10
Angola
GHS 16145
21.4%
11
Nigeria
GHS 15619
24.0%
12
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Middle East
Country
Net pay
Average tax
Rank
Saudi Arabia
GHS 20544
0.0%
1
United Arab Emirates
GHS 19517
5.0%
2
Qatar
GHS 19517
5.0%
3
Bahrain
GHS 18901
8.0%
4
Oman
GHS 18900
8.0%
5
Kuwait
GHS 18284
11.0%
6
Israel
GHS 17842
13.2%
7
Lebanon
GHS 17678
14.0%
8
Egypt
GHS 17154
16.5%
9
Turkey
GHS 17041
17.1%
10
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NOTE* Withholding is calculated based on the tables of Ghana, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.