Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
GH₵ 1,950
Social Security
- GH₵ 107
Total tax
- GH₵ 107
Net pay
* GH₵ 1,843
Marginal tax rate
5.5%
Average tax rate
5.5%
94.5%
Net pay
5.5%
Total tax
Total tax
Net pay
The Taxberg
GH₵ 1,843
Net pay
GH₵ 254
Tax the employer pays
GH₵ 107
Tax you pay
Total tax paid
GH₵ 361
Did you know your employer also pays tax on your salary? It costs the employer GH₵ 254 to pay you GH₵ 1,950. In other words, every time you spend GH₵ 10 of your hard-earned money, GH₵ 1.85 goes to the government.
Real tax rate
16.4%
So, with you and the employer both paying tax, what used to be a 5.5% tax rate now rises to 16.4%, meaning your real tax rate is actually 10.9% higher than what it seemed at first.
Summary
If you make GH₵ 1,950 a year living in Ghana, you will be taxed GH₵ 107. That means that your net pay will be GH₵ 1,843 per year, or GH₵ 154 per month. Your average tax rate is 5.5% and your marginal tax rate is 5.5%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of GH₵ 100 in your salary will be taxed GH₵ 5.50, hence, your net pay will only increase by GH₵ 94.50.
Bonus Example
A GH₵ 1,000 bonus will generate an extra GH₵ 945 of net incomes. A GH₵ 5,000 bonus will generate an extra GH₵ 4,725 of net incomes.
North America
Country 
Net pay
Average tax
Rank
Canada
GHS 1919
1.6%
1
USA
GHS 1781
8.7%
2
Africa
Country 
Net pay
Average tax
Rank
South Africa
GHS 1930
1.0%
1
Uganda
GHS 1853
5.0%
2
Ghana
GHS 1843
5.5%
3
Zambia
GHS 1833
6.0%
4
Morocco
GHS 1819
6.7%
5
Ivory Coast
GHS 1804
7.5%
6
Angola
GHS 1766
9.4%
7
Senegal
GHS 1758
9.8%
8
Cameroon
GHS 1645
15.6%
9
Nigeria
GHS 1623
16.8%
10
Mozambique
GHS 1559
20.1%
11
Kenya
GHS 1418
27.3%
12
Show more
NOTE* Withholding is calculated based on the tables of Ghana, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.