Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
GH₵ 18,991
Income Tax
- GH₵ 2,092
Social Security
- GH₵ 1,045
Total tax
- GH₵ 3,137
Net pay
* GH₵ 15,854
Marginal tax rate
22.0%
Average tax rate
16.5%
83.5%
Net pay
16.5%
Total tax
Total tax
Net pay
The Taxberg
GH₵ 15,854
Net pay
GH₵ 2,469
Tax the employer pays
GH₵ 3,137
Tax you pay
Total tax paid
GH₵ 5,605
Did you know your employer also pays tax on your salary? It costs the employer GH₵ 2,469 to pay you GH₵ 18,991. In other words, every time you spend GH₵ 10 of your hard-earned money, GH₵ 2.95 goes to the government.
Real tax rate
26.1%
So, with you and the employer both paying tax, what used to be a 16.5% tax rate now rises to 26.1%, meaning your real tax rate is actually 9.6% higher than what it seemed at first.
Summary
If you make GH₵ 18,991 a year living in Ghana, you will be taxed GH₵ 3,137. That means that your net pay will be GH₵ 15,854 per year, or GH₵ 1,321 per month. Your average tax rate is 16.5% and your marginal tax rate is 22.0%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of GH₵ 100 in your salary will be taxed GH₵ 22.04, hence, your net pay will only increase by GH₵ 77.96.
Bonus Example
A GH₵ 1,000 bonus will generate an extra GH₵ 780 of net incomes. A GH₵ 5,000 bonus will generate an extra GH₵ 3,898 of net incomes.
Compare average tax
Europe
Country 
Net pay
Average tax
Rank
United Kingdom
GHS 18991
0.0%
1
Germany
GHS 18991
0.0%
2
Austria
GHS 18991
0.0%
3
Ireland
GHS 18991
0.0%
4
Sweden
GHS 18991
0.0%
5
Norway
GHS 18991
0.0%
6
Spain
GHS 17785
6.4%
7
Switzerland
GHS 17254
9.1%
8
Italy
GHS 17246
9.2%
9
France
GHS 17149
9.7%
10
Czech Republic
GHS 16902
11.0%
11
Luxembourg
GHS 16893
11.1%
12
Russia
GHS 16522
13.0%
13
Hungary
GHS 15478
18.5%
14
Ukraine
GHS 15288
19.5%
15
Poland
GHS 14912
21.5%
16
Greece
GHS 14842
21.9%
17
Portugal
GHS 14139
25.6%
18
Finland
GHS 13151
30.8%
19
Belgium
GHS 12914
32.0%
20
Netherlands
GHS 11947
37.1%
21
Denmark
GHS 11786
37.9%
22
Romania
GHS 11110
41.5%
23
Show more
North America
Country 
Net pay
Average tax
Rank
Canada
GHS 17948
5.5%
1
USA
GHS 17346
8.7%
2
Asia / Pacific
Country 
Net pay
Average tax
Rank
Australia
GHS 18991
0.0%
1
Singapore
GHS 18991
0.0%
2
Hong Kong
GHS 18991
0.0%
3
Pakistan
GHS 18814
0.9%
4
Thailand
GHS 18041
5.0%
5
Philippines
GHS 17541
7.6%
6
Indonesia
GHS 17385
8.5%
7
Taiwan
GHS 17310
8.9%
8
South Korea
GHS 16961
10.7%
9
New Zealand
GHS 16733
11.9%
10
India
GHS 16712
12.0%
11
Malaysia
GHS 16670
12.2%
12
China
GHS 16487
13.2%
13
Vietnam
GHS 16147
15.0%
14
Japan
GHS 15432
18.7%
15
Kazakhstan
GHS 15041
20.8%
16
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Latin America
Country 
Net pay
Average tax
Rank
Mexico
GHS 18540
2.4%
1
Brazil
GHS 17567
7.5%
2
Puerto Rico
GHS 17481
8.0%
3
Colombia
GHS 17472
8.0%
4
Ecuador
GHS 17196
9.5%
5
Guatemala
GHS 17170
9.6%
6
Costa Rica
GHS 16997
10.5%
7
Panama
GHS 16902
11.0%
8
Peru
GHS 16617
12.5%
9
Argentina
GHS 15763
17.0%
10
Chile
GHS 15649
17.6%
11
Uruguay
GHS 15554
18.1%
12
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Africa
Country 
Net pay
Average tax
Rank
South Africa
GHS 18801
1.0%
1
Zambia
GHS 17852
6.0%
2
Morocco
GHS 17711
6.7%
3
Uganda
GHS 17195
9.5%
4
Ivory Coast
GHS 17084
10.0%
5
Kenya
GHS 16587
12.7%
6
Senegal
GHS 16486
13.2%
7
Cameroon
GHS 16023
15.6%
8
Mozambique
GHS 15973
15.9%
9
Ghana
GHS 15854
16.5%
10
Angola
GHS 14953
21.3%
11
Nigeria
GHS 14521
23.5%
12
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Middle East
Country 
Net pay
Average tax
Rank
Saudi Arabia
GHS 18991
0.0%
1
United Arab Emirates
GHS 18041
5.0%
2
Qatar
GHS 18041
5.0%
3
Bahrain
GHS 17472
8.0%
4
Oman
GHS 17472
8.0%
5
Kuwait
GHS 16902
11.0%
6
Israel
GHS 16494
13.2%
7
Lebanon
GHS 16437
13.5%
8
Egypt
GHS 15979
15.9%
9
Turkey
GHS 15810
16.8%
10
Show more
NOTE* Withholding is calculated based on the tables of Ghana, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.