Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
GH₵ 12,865
Income Tax
- GH₵ 1,079
Social Security
- GH₵ 708
Total tax
- GH₵ 1,787
Net pay
* GH₵ 11,078
Marginal tax rate
22.0%
Average tax rate
13.9%
86.1%
Net pay
13.9%
Total tax
Total tax
Net pay
The Taxberg
GH₵ 11,078
Net pay
GH₵ 1,672
Tax the employer pays
GH₵ 1,787
Tax you pay
Total tax paid
GH₵ 3,459
Did you know your employer also pays tax on your salary? It costs the employer GH₵ 1,672 to pay you GH₵ 12,865. In other words, every time you spend GH₵ 10 of your hard-earned money, GH₵ 2.69 goes to the government.
Real tax rate
23.8%
So, with you and the employer both paying tax, what used to be a 13.9% tax rate now rises to 23.8%, meaning your real tax rate is actually 9.9% higher than what it seemed at first.
Summary
If you make GH₵ 12,865 a year living in Ghana, you will be taxed GH₵ 1,787. That means that your net pay will be GH₵ 11,078 per year, or GH₵ 923 per month. Your average tax rate is 13.9% and your marginal tax rate is 22.0%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of GH₵ 100 in your salary will be taxed GH₵ 22.04, hence, your net pay will only increase by GH₵ 77.96.
Bonus Example
A GH₵ 1,000 bonus will generate an extra GH₵ 780 of net incomes. A GH₵ 5,000 bonus will generate an extra GH₵ 3,898 of net incomes.
Compare average tax
Europe
Country 
Net pay
Average tax
Rank
United Kingdom
GHS 12865
0.0%
1
Germany
GHS 12865
0.0%
2
Austria
GHS 12865
0.0%
3
Ireland
GHS 12865
0.0%
4
Sweden
GHS 12865
0.0%
5
Norway
GHS 12865
0.0%
6
Spain
GHS 12048
6.4%
7
Italy
GHS 11683
9.2%
8
France
GHS 11617
9.7%
9
Switzerland
GHS 11547
10.3%
10
Czech Republic
GHS 11450
11.0%
11
Luxembourg
GHS 11443
11.1%
12
Russia
GHS 11193
13.0%
13
Hungary
GHS 10485
18.5%
14
Ukraine
GHS 10356
19.5%
15
Poland
GHS 10102
21.5%
16
Greece
GHS 10054
21.9%
17
Portugal
GHS 9578
25.6%
18
Finland
GHS 8909
30.8%
19
Belgium
GHS 8748
32.0%
20
Netherlands
GHS 8100
37.0%
21
Denmark
GHS 7665
40.4%
22
Romania
GHS 7526
41.5%
23
Show more
North America
Country 
Net pay
Average tax
Rank
Canada
GHS 12545
2.5%
1
USA
GHS 11751
8.7%
2
Asia / Pacific
Country 
Net pay
Average tax
Rank
Australia
GHS 12865
0.0%
1
Singapore
GHS 12865
0.0%
2
Hong Kong
GHS 12865
0.0%
3
Pakistan
GHS 12688
1.4%
4
Thailand
GHS 12222
5.0%
5
Indonesia
GHS 11744
8.7%
6
Taiwan
GHS 11726
8.9%
7
Philippines
GHS 11709
9.0%
8
South Korea
GHS 11490
10.7%
9
New Zealand
GHS 11335
11.9%
10
India
GHS 11321
12.0%
11
Malaysia
GHS 11272
12.4%
12
China
GHS 11169
13.2%
13
Vietnam
GHS 10938
15.0%
14
Japan
GHS 10454
18.7%
15
Kazakhstan
GHS 10189
20.8%
16
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Latin America
Country 
Net pay
Average tax
Rank
Mexico
GHS 12559
2.4%
1
Brazil
GHS 11900
7.5%
2
Puerto Rico
GHS 11842
8.0%
3
Colombia
GHS 11836
8.0%
4
Ecuador
GHS 11649
9.5%
5
Guatemala
GHS 11631
9.6%
6
Costa Rica
GHS 11514
10.5%
7
Panama
GHS 11450
11.0%
8
Peru
GHS 11257
12.5%
9
Argentina
GHS 10678
17.0%
10
Chile
GHS 10601
17.6%
11
Uruguay
GHS 10536
18.1%
12
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Africa
Country 
Net pay
Average tax
Rank
South Africa
GHS 12736
1.0%
1
Uganda
GHS 12149
5.6%
2
Zambia
GHS 12093
6.0%
3
Morocco
GHS 11998
6.7%
4
Ivory Coast
GHS 11835
8.0%
5
Senegal
GHS 11564
10.1%
6
Kenya
GHS 11221
12.8%
7
Ghana
GHS 11078
13.9%
8
Mozambique
GHS 10950
14.9%
9
Cameroon
GHS 10854
15.6%
10
Angola
GHS 10209
20.6%
11
Nigeria
GHS 10098
21.5%
12
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Middle East
Country 
Net pay
Average tax
Rank
Saudi Arabia
GHS 12865
0.0%
1
United Arab Emirates
GHS 12222
5.0%
2
Qatar
GHS 12222
5.0%
3
Bahrain
GHS 11836
8.0%
4
Oman
GHS 11836
8.0%
5
Kuwait
GHS 11450
11.0%
6
Lebanon
GHS 11305
12.1%
7
Egypt
GHS 11178
13.1%
8
Israel
GHS 11173
13.2%
9
Turkey
GHS 10838
15.8%
10
Show more
NOTE* Withholding is calculated based on the tables of Ghana, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.