Salary rate
Annual
Month
Semimonthly
Weekly
Day
Hour
Withholding
Salary
GH₵ 10,660
Income Tax
- GH₵ 714
Social Security
- GH₵ 586
Total tax
- GH₵ 1,301
Net pay
* GH₵ 9,359
Marginal tax rate
22.0%
Average tax rate
12.2%
87.8%
Net pay
12.2%
Total tax
Total tax
Net pay
The Taxberg
GH₵ 9,359
Net pay
GH₵ 1,386
Tax the employer pays
GH₵ 1,301
Tax you pay
Total tax paid
GH₵ 2,687
Did you know your employer also pays tax on your salary? It costs the employer GH₵ 1,386 to pay you GH₵ 10,660. In other words, every time you spend GH₵ 10 of your hard-earned money, GH₵ 2.52 goes to the government.
Real tax rate
22.3%
So, with you and the employer both paying tax, what used to be a 12.2% tax rate now rises to 22.3%, meaning your real tax rate is actually 10.1% higher than what it seemed at first.
Summary
If you make GH₵ 10,660 a year living in Ghana, you will be taxed GH₵ 1,301. That means that your net pay will be GH₵ 9,359 per year, or GH₵ 780 per month. Your average tax rate is 12.2% and your marginal tax rate is 22.0%. This marginal tax rate means that your immediate additional income will be taxed at this rate. For instance, an increase of GH₵ 100 in your salary will be taxed GH₵ 22.04, hence, your net pay will only increase by GH₵ 77.96.
Bonus Example
A GH₵ 1,000 bonus will generate an extra GH₵ 780 of net incomes. A GH₵ 5,000 bonus will generate an extra GH₵ 3,898 of net incomes.
Compare average tax
North America
Country 
Net pay
Average tax
Rank
Canada
GHS 10492
1.6%
1
USA
GHS 9737
8.7%
2
Latin America
Country 
Net pay
Average tax
Rank
Mexico
GHS 10407
2.4%
1
Brazil
GHS 9860
7.5%
2
Puerto Rico
GHS 9813
8.0%
3
Colombia
GHS 9807
8.0%
4
Ecuador
GHS 9653
9.5%
5
Guatemala
GHS 9638
9.6%
6
Costa Rica
GHS 9541
10.5%
7
Panama
GHS 9487
11.0%
8
Peru
GHS 9328
12.5%
9
Argentina
GHS 8848
17.0%
10
Chile
GHS 8784
17.6%
11
Uruguay
GHS 8731
18.1%
12
Show more
Africa
Country 
Net pay
Average tax
Rank
South Africa
GHS 10553
1.0%
1
Uganda
GHS 10087
5.4%
2
Zambia
GHS 10020
6.0%
3
Morocco
GHS 9942
6.7%
4
Ivory Coast
GHS 9861
7.5%
5
Senegal
GHS 9719
8.8%
6
Ghana
GHS 9359
12.2%
7
Kenya
GHS 9275
13.0%
8
Mozambique
GHS 9103
14.6%
9
Cameroon
GHS 8994
15.6%
10
Angola
GHS 8497
20.3%
11
Nigeria
GHS 8461
20.6%
12
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Middle East
Country 
Net pay
Average tax
Rank
Saudi Arabia
GHS 10660
0.0%
1
United Arab Emirates
GHS 10127
5.0%
2
Qatar
GHS 10127
5.0%
3
Bahrain
GHS 9807
8.0%
4
Oman
GHS 9807
8.0%
5
Kuwait
GHS 9487
11.0%
6
Lebanon
GHS 9452
11.3%
7
Egypt
GHS 9339
12.4%
8
Israel
GHS 9258
13.2%
9
Turkey
GHS 8980
15.8%
10
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NOTE* Withholding is calculated based on the tables of Ghana, income tax. For simplification purposes some variables (such as marital status and others) have been assumed. This document does not represent legal authority and shall be used for approximation purposes only.